Our review of Tesco Bank Loans. See full bio. Highlights Two month repayment break at the start of the loan Instant decision when you apply online Clubcard rate for Clubcard holders Fixed monthly repayments make budgeting easy Loan terms available up to 10 years. Minimum criteria You must be aged between 18 and 74 You will need to be in employment or have a regular income You must have lived in the UK for 3 years or more You will need to have a UK personal current account. Fees Maximum APR Company information Registration number: SC www.
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This website uses cookies to help enhance your user experience. By using Smart Money People, you agree to our privacy policy. Tesco Bank personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Tesco Bank personal loan reviews can help you to find out what other people have to If you're trying to determine whether this is the right personal loan for you, reading our Tesco Bank personal loan reviews can help you to find out what other people have to say.
Smart Money People launched in October to help people like you to find the best personal loans. If you have used a Tesco Bank personal loan, we'd love you to write a quick review too. Terrible service from Tesco loans and especially their customer services department. Very slow to respond by letter if they respond at all. Passed from pillar to post on the phones. Applied for a loan, got an instant decision and money in around a week.
Competitive rate and excellent customer service. Thank you, Tesco! Log in to Community Register. Log in as another user Choose a user to impersonate, you will be logged out and logged in with that user. Do you need some help? All Community FAQs. What happens when I apply for a Tesco Bank loan? When you apply for a loan, a credit reference agency search will be carried out and a credit score will be calculated based on the information you enter and your credit reference information.
Faster Payments can take up to 48 hours and the money can be withdrawn as soon as the funds reach your account. Approve in principle — We may be able to offer you a loan, but need a bit more information from you before we can fully approve your loan. Applied for a loan. Approved: "Documents will be sent out from our printers, please sign and return" Why not email populated documents to the email address on the application that you have just checked?
Wait… Read Full Review. That's what you call a top service and interest A. Thank you Tesco bank for such a fantastic service. Please ignore the bad reviews as it a load of nonsense… Read Full Review. We applied for a loan on 16th July via internet and were accepted, then received a text on 23rd July to say good news, your loan has been approved subject to some final checks, please sign and return the paperwork.
The same text came through again on the 30th July. But with no sign of any paperwork. In the end I cancelled the application as I really could not wait much longer. Also beware they charge 28 days interest before you even start to repay the loan. It would have helped to know how… Read Full Review. I rang the existing loan line for a quote, usual BS about 3. They sent paperwork. As these companies use computers rather than people, they have no loyalty so the customers dont.
Also they didnt even chase for the paperwork when i didnt send it back, so they failed twice… Read Full Review. Applied for a loan on Tuesday 23rd june and was accepted straight away online. Recieved paperwork through in the post on Friday the 26th and signed and returned same day registered post. To my suprise on Sunday 28th i checked my bank account and the money was already processed and in my account which i never expected so quick.
Excellent service by tesco bank and everything they had quoted ie interest rates and monthly payments, were exactlt what they had been advised when i applied online… Read Full Review. Tesco Personal Loans Reviews Click here if this is your business. From reviews. Ask our helpful community of experts about this product or company Tesco Personal Loans - Ask a question now.
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